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The TURBOCREDIT Advantage

Congratulations on taking the first step towards
achieving your personal and financial goals!


TURBOCREDIT… The future of improving and managing your credit.

TURBOCREDIT:
• Empowers American consumers with the ability to manage their own credit in the privacy of their own home.
• TURBOCREDIT is a system similar to the one employed by professionals around the country.
• TURBOCREDIT helps you to personally manage your credit just as millions of Americans use software programs to manage their money, budget and personal finances.
• TURBOCREDIT offers you a simple, easy system to help maximize and improve your credit score.



TURBOCREDIT provides the tools that can help you:

• Get lower interest rates and get approved for your home loan, auto loan and credit cards while getting the accurate credit report you deserve.
• Challenge and dispute fraudulent and false information.
• Improve your credit score by helping you remove inaccurate and erroneous information such as late payments, collections, charge-offs, judgments, inquiries, etc...
• Fight identity theft issues on your report.
• Get the most up-to-date and current credit report that will maximize your credit score.


In today’s world a good credit score:
• Allows you to achieve your personal and financial dreams.
• Allows you the buying power to purchase what you want, when you want it.
• Allows you to live the lifestyle you have only dreamed of.
• Will save you money on your mortgage, automobile, credit card payments and interest rates.


On the other hand...
A bad credit score can shatter the American dream and deny you the right to get the things most Americans want or need, such as a home, a car, low interest rates, insurance and even a job.

We believe you are losing money every day that you are not using TURBOCREDIT to help maximize your score.

TURBOCREDIT is the quickest and easiest way to get the accurate credit score you deserve!


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Are you looking to buy a home, car, or any other purchase based your credit?
Are you looking to refinance your home? Would like to buy investment properties or real estate?
Are you looking to lower your monthly payments and interest rates?
Are costly errors on your credit report costing you thousands of dollars?
Have you been denied credit?

If you answered yes to any of these questions, then TURBOCREDIT can help you.


Bad credit happens to good people.
It’s a fact. Credit problems happen to everyone from every socioeconomic background.
Whether you make over a million dollars a year or live at the poverty line, millions of consumers nationwide, experience credit issues.

There is no shame in having bad credit, just in keeping it!


Credit Problems Are At Epidemic Proportions
• Credit issues can take the form of late payments, collections, charge-offs, judgments, bankruptcies and foreclosures, etc.
• No one is immune to the epidemic proportions of credit problems Americans are experiencing.
• Bankruptcies and foreclosures are at record levels nationwide.
• One of the fastest growing crimes in the U.S. is Identity theft.
• Criminals are stealing consumers credit information to the tune of billions of dollars a year.


The Facts:
• A study performed by the United States Public Interest Research Group (U.S. PIRG) shows that as many as 79% of all credit reports contain errors.
• Approximately four out of five consumers are affected with erroneous credit reports.
• Lenders, creditors, insurance companies and even potential employers are using these inaccurate scores to make critical decision about you.
• Everyday, people just like you are being denied homes, cars, credit cards, cell phones, insurance and even jobs because of inaccurate credit scores.

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Are You Being Denied Credit Based On An Inaccurate Score?
As you can see, your credit scores may be based on credit reports, which often have errors and the U.S. Public Interest Research Group reports that.
• 25% of the credit reports surveyed contained serious errors such as false delinquencies or accounts that did not belong to the consumer. These errors are severe enough to significantly damage a credit score and can result in denial of credit.
• 54% of the credit reports surveyed contained personal demographic information that was misspelled, severely outdated, applicable to another person or was otherwise incorrect.


Are You Being Denied Credit Based On An Inaccurate Score?
• 22% of the credit reports surveyed listed the same loan or mortgage more than one time.
• 8% of the credit reports surveyed were missing major consumer accounts that demonstrate creditworthiness such as credit, loan, mortgage and other consumer accounts.
• 30% of the credit reports surveyed contained credit accounts that had been closed by the consumer but were still listed as open.


So as you can see...
Millions and millions of American’s credit reports are affected with inaccurate credit scores costing them thousands of dollars a year. And we have the solution... TURBOCREDIT!

TURBOCREDIT’s mission is to help consumers improve their credit and lower their debt. Bad credit can be costly. Our goal is to save consumers money when buying a home or car. Just one point added to your interest rate can cost you thousands of dollars. Your credit score tells lenders how much interest you should be charged based on risk or your credit history. You don’t have to be a victim of an inaccurate credit score with TURBOCREDIT.

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What We Do...
• We provide consumers who are suffering from credit problems the opportunity to achieve their personal and financial dreams.
• We provide a simple, easy system to consumers who have been turned down for a mortgage, car loan, credit card, or any type of credit due to credit problems.
• Even if you haven’t been turned down for a loan, TURBOCREDIT provides the tools to help to lower your interest rates, lower your monthly payments or simply help you remove costly inaccuracies from your credit reports.


TURBOCREDIT... What The Professionals Use
We help consumers improve their credit profile by removing or correcting inaccurate items (such as late pays, collections, judgments, bankruptcies, charge-offs, inquiries, etc.) from their credit reports.

We offer hope to consumers looking to improve their financial health and work towards achieving their financial dreams and goals.


We help the law work for you!
• It's the law! Information about you must be accurate and verified before it is entered on your credit reports!
• If "reasonable procedures" have not been correctly followed by your creditors or the credit reporting agencies, then any verified inaccuracies must be removed from your credit reports as defined in the Fair Credit Reporting Act (FCRA).
• The FCRA, which is enforced by the Federal Trade Commission, is designed to promote accuracy and ensure the privacy of the information used in consumer credit reports
• That's where we come in. We help ensure your rights that are guaranteed to you by federal and state laws.

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We help the law work for you!
• The FCRA's primary protection requires that CRAs follow "reasonable procedures" to protect the confidentiality, accuracy and relevance of credit information.

If these "reasonable procedures" have not been correctly followed, then any verified inaccuracies must be corrected or removed.

TURBOCREDIT provides consumers with the hope they would not ordinarily have by ensuring these "reasonable procedures" are followed.


Here’s how it works:
1. Simply enter your Creditor and account information with dispute reason in our TurboDispute Generator and TURBOCREDIT will automatically generate three personalized dispute letters for Experian, Equifax and TransUnion.
2. Once these letters are generated, simply send them to the agencies with your address verification and social security verification. The credit reporting agencies have 30 days to respond and send you updated credit reports with any deletions to your home. Be on the look out for the updated credit reports.
3. When you receive the updates for the agencies, review them for accuracy. If there are stills errors remaining, continue to the dispute process until you achieve the desired result.

2nd, 3rd, disputes and beyond...
Be sure to dispute only the negative items on your credit report. If you disputed 20 items on your credit report in the 1st dispute cycle and 5 were removed, then there are 15 negative remaining items. When starting your second dispute, only dispute the remaining items and not the items already removed. To do this, simply click on the dispute cycle you are starting and remove the deleted items from the Queue. Repeat this process for the 3rd dispute. If another 5 items are removed in the 2nd cycle, then you will only dispute 10 in the 3rd cycle and so on.

TURBOCREDIT will help you dispute errors on your credit report with our easy TurboDispute Generator. Once you've read your report, TURBOCREDIT’s software will help you get it back on track!

Click here to buy TURBOCREDIT and get the credit you deserve!

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